Broker Check

Who We Serve

The Professional Couple

The Professional Couple

We help professional couples who come to us looking for a more personal relationship with a financial advisor, and where we can offer them guidance and support for sensible investing. Sometimes their previous experience with large brokerage firms are largely transactional and disappointing, where the focus is selling in-house products that are not appropriate.

We can help you “get serious about retirement” by consolidating scattered accounts and creating a detailed financial plan and balance sheet showing you all of your assets and debts in one place, possibly for the first time. Along with accounts we manage directly, we can also use our software to ‘link’ your current employer’s 401(k) retirement plan to coordinate, monitor, and report alongside the rest of your investments so that everything is working toward your desired goal. We can also organize graphic reports and provide ongoing analysis and advice on when to exercise vested options and sell restricted shares in a tax efficient manner.

The Active Family

The Active Family

We help working couples with school age children that have investment accounts at multiple banks and brokerages. We can guide you to see how your money is invested as a whole, make sure you are properly diversified, and look at what your overall return is on your investments. Between tax preparers, insurance agents, bankers and brokers, sometimes you just need a quarterback to consolidate, oversee, and manage all of your holdings. There can be too many moving parts and diverse inputs.

Our first step is to provide a consolidated view of your accounts and then proceed with combining them as we can at one institution. We can provide you with a secure online portal to view all the accounts, including values and returns, as well as provide a single quarterly statement summarizing all of your investment assets. We can evaluate your family’s current spending which may include: household and personal expenses, school tuition, and insurance expenditures. 

We can also help you lay out your longer-term goals with regard to college funding for your children, and your own retirement objectives. The information we collect can help us determine if it is a good time to roll funds from a traditional IRA into a Roth IRA, as well as pinpoint areas where you and your family could increase your savings even more. Using our aggregation technology, we are able to include your existing company 401k accounts into our quarterly review and create a portfolio that takes into account all of your assets, those held elsewhere as well as the ones under our direct management. We can maintain contact information for your accountant, attorney and insurance agent and gather all documents in one location so we can review your filed tax returns, insurance needs, and estate documents in connection with our ongoing planning reviews.

The Inheritor

The Inheritor

We help and offer guidance to people who have come into an inheritance, like a taxable investment portfolio with multiple stock and bond positions. Some clients arrive with no idea how the performance has been or what their overall asset mix was in these portfolios.

We can consolidate all of your accounts to help create a clear picture of your investments and determine a tax efficient plan for liquidating the inherited stocks. After we determine your risk tolerance, income needs and lifestyle goals, we can create an investment portfolio designed to meet your desire to both preserve the gift you have been given through the inheritance as well as provide growth for future generations. With the right diversification in place, and a knowledgeable Advisor to come to with questions, it is easier to feel confident about your future. In addition, we can refer you to an estate attorney to draft Trust and Healthcare Directive documents which may not yet be in place.

The Personal Values Investor

The Personal Values Investor

When aligning your values with your investments, the potential to make a difference is enormous — for yourself, your values, your community, even the world at large. We help clients who come to us with the desire to have their personal values aligned with their investment strategy. Some clients have done a great job of saving and are financially secure, spending much of their time in retirement donating their talent and treasure toward the charities and causes they felt were most important to them. Having an investment strategy that unites your values and finances can be important and knowing that when it comes to your finances, some things are too important to compromise. We can be that advisor to help you make informed decisions on where — or where not — to invest your money, and ensure that your financial plan is in line with your environmental and social beliefs. We are able to create a portfolio that, without compromising your immediate retirement goals, allows you to make strong statements about your values and beliefs.

Have a Question?

Thank you!
Oops!